2025 401k Contribution Limits 2025 Over 50. The limit on annual contributions to an ira in 2025 remains $7,000, the irs said. That's on top of the standard $23,500 limit for everyone else.

In addition to the contribution limits, the limits to deduct a traditional ira contribution or make a roth ira contribution also changed. In 2025, the employee contribution limit for 401(k).